In my efforts to simplify things, I recently canceled a bunch of credit cards that I’ve accumulated over the years. Multiple credit cards adds a lot of complexity that we just don’t need: which card to use for which purchase, checking each for accurate monthly charges, and paying each on time to avoid interest charges. […]
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One of the most frightening developments in the world of tech is how personal data mining is being used to undermine democracies around the world. The tools Facebook has developed to target individuals with personal ads – the dream of advertisers for decades – is being used to target individuals with specific psychologic messaging, much […]